Attainable Housing Strategy

Regional Council identified attainable housing as an Equitable Region priority in its 2023-2026 Council Strategic Priorities. To achieve Council's goals on attainable housing, an Attainable Housing Strategy was developed.

26,093

Households in core housing need in Niagara (2021)

~$200,000

Household income needed to afford the average resale home in Niagara

$44,600

Minimum income needed to afford the average rental dwelling

65%

of Niagara households are one- or two-person households

Scope of attainable housing

Definitions

Attainable housing focuses on a mix of low, moderate and high-income housing, including:

Affordable home ownership

Moderate income

The cost to buy a property is less than typical prices in the real estate market.

Market rental housing

Moderate to high income

The cost of renting a property is based on current rental prices in the area.

Market home ownership

Moderate to high income

The price to buy a property is based on current prices in the real estate market.

Birds eye view of a cross section of streets in downtown St. Catharines, Ontario.

Attainable housing does not directly address:

  • Homeless: without housing
  • Safety net: temporary, short-term accommodations, including shelters
  • Housing with supports: housing with intensive coordinated services
  • Community housing: rent fluctuates based on actual income

Areas of focus

Strategy

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Increase the supply of attainable housing

Research ways to increase the supply of market-driven attainable housing.

Home child care with provider and child

Expand rental and ownership options

Investigate and support efforts to increase the mix of rental and ownership housing options in Niagara.

Document

Prioritize housing through Regional policy

Coordinate and enhance Regional processes and policies to ensure housing matters are prioritized, and strategically viewed through a housing-as-a-priority lens.

A large building

Maximize existing Regional real estate

Maximize the use of existing Regional real estate assets for development and intensification.

Two hands shaking

Build community partnerships

Build on relationships and partnerships with community groups participating in housing.

Three people sitting at a table in a meeting

Support bridge and community housing

Work with Community Services and Niagara Regional Housing on bridge housing, community housing, rent-geared-to-income units and affordable housing.

Strategy goals

Implementation

Goal 1: Increase the supply of rental housing


  • Develop an education campaign on housing types, tenure and intensification
  • Lead coordinated advocacy to remove barriers to building rental housing
  • Investigate strategic incentives for purpose-built rental housing

Goal 2: Innovate and implement best practices


  • Identify new models for land and housing stock development
  • Enable housing forums to showcase and adapt housing solutions
  • Create a Housing-as-a-Priority framework

Goal 3: Optimize existing housing supply and public lands


  • Build partnerships on government-owned properties
  • Optimize use of existing housing stock (room rentals, co-ownership)
  • Deliver a Student Housing Strategy

Goal 4: Enable investments


  • Advocate for investment in transit-enabling infrastructure
  • Focus on employment (industrial) sector growth
  • Support skilled trades training and retention

Post-Secondary Student Housing Strategy

Niagara's colleges and universities enroll about 30,000 students, but only 8 per cent live on campus — meaning over 26,000 students compete for the same limited rental housing as all Niagara residents. This companion strategy, a direct outcome of Goal 3, outlines how Niagara Region and its partners can improve housing options for students while easing pressure on the broader rental market.

Multi-unit apartment building.

Learn more about the strategy

The Attainable Housing Strategy outlines how Niagara Region is working to make housing more affordable and accessible across the region.